At NewTown, we believe in the power of dreams and the transformative impact they can have on individuals and communities. As Central Georgia's first and only Community Development Financial Institution (CDFI), we are thrilled to be a part of your journey towards turning your dreams into reality. Unlike traditional banks, we specialize in working with real estate developers and entrepreneurs who may face barriers in accessing conventional financing. We are here to provide you with not just the financial support you need, but also the coaching, guidance, and inspiration to bring your vision to life.

Commercial Real Estate Loans

 Our commercial real estate loans are designed for developers and owner-occupants seeking financing for property acquisition, construction, or development projects. With flexible terms and personalized support, we empower you to transform properties and revitalize communities.

Residential Real Estate Loans

Our residential real estate loans cater to homebuyers and investors looking to purchase or renovate properties in Macon's urban core. Whether you're a first-time homebuyer or an experienced investor, our loans offer competitive rates and customized solutions to help you achieve your real estate goals.

Small Business Loans

Our small business loans provide vital funding for startups and expanding businesses in Macon. From working capital to equipment purchases and business expansion, our loans are designed to fuel growth and support entrepreneurs who may face challenges in accessing traditional financing. With our comprehensive support and resources, we help businesses thrive and contribute to the economic vitality of the community.


  • Applicant is 18 years old or older
  • No more than 3 late payments in the past 3 months
  • No bankruptcies in the past 2 years
  • No loans currently in collections

Equity Requirements

  • Under $10k: no equity required
  • $10k-$50k: 5%
  • Over $50k: 10%
  • Real Estate Loans: 10%

Are you ready to apply?

To start the application process, please complete our intake form below. 

Upon completing the form, our Business Consultant will contact you to gather more information. If your project meets the initial criteria, we will send you a link to complete our online application. If needed, we can also provide you with instructions on how to complete the application in person. 

If you have any questions on your application, please contact us!





NewTown does not discriminate against any loan applicant on the basis of handicap, race, color, religion, national origin, ethnic origin, sex, gender, sexual orientation, marital or familial status, age (provided the applicant has the ability to enter into a binding contract), because the applicant derives some or all of his or her income from any public assistance program or because the applicant has, in good faith, previously exercised any right under the Consumer Credit Protection Act.


If you believe NewTown has discriminated against you on the basis of a protected characteristic listed above, you may file a complaint with the Department of the Treasury Office of Civil Rights and Equal Employment Opportunity by following the instructions on their website.

Language Assistance Plan

It is the policy of NewTown not to discriminate against any person who is Limited English Proficient (LEP). In accordance with Title VI of the Civil Rights Act of 1964 and Executive Order 13166, NewTown will take all reasonable steps to provide LEP persons meaningful access to program information upon request.   If you would like to request accommodations, please email loans@newtownmacon.com such a request in your preferred language and NewTown will respond with a customized plan to ensure your ability to access our programs and resources.

No discriminación

NewTown no discrimina a ningún solicitante de préstamo por motivos de discapacidad, raza, color, religión, origen nacional, origen étnico, sexo, género, orientación sexual, estado civil o familiar, edad (siempre que el solicitante tenga la capacidad de celebrar un contrato vinculante contrato), porque el solicitante obtiene parte o la totalidad de sus ingresos de cualquier programa de asistencia pública o porque el solicitante, de buena fe, ha ejercido previamente cualquier derecho bajo la Ley de Protección de Crédito al Consumidor.


Si cree que NewTown lo ha discriminado sobre la base de una característica protegida enumerada anteriormente, puede presentar una queja ante la Oficina de Derechos Civiles e Igualdad de Oportunidades en el Empleo del Departamento del Tesoro siguiendo las instrucciones en su sitio web.

Plan de asistencia lingüística

Es política de NewTown no discriminar a ninguna persona con dominio limitado del inglés . De acuerdo con el Título VI de la Ley de Derechos Civiles de 1964 y la Orden Ejecutiva 13166, NewTown tomará todas las medidas razonables para brindar a las personas LEP acceso significativo a la información del programa cuando lo soliciten. Si desea solicitar adaptaciones, envíe un correo electrónico a loans@newtownmacon.com con dicha solicitud en su idioma preferido y NewTown responderá con un plan personalizado para garantizar su capacidad de acceder a nuestros programas y recursos.

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