Apply For a Loan

At NewTown, we believe in the power of dreams and the transformative impact they can have on individuals and communities. As Central Georgia's first and only Community Development Financial Institution (CDFI), we are thrilled to be a part of your journey towards turning your dreams into reality. Unlike traditional banks, we specialize in working with real estate developers and entrepreneurs who may face barriers in accessing conventional financing. We are here to provide you with not just the financial support you need, but also the coaching, guidance, and inspiration to bring your vision to life.

Commercial Real Estate Loans

 Our commercial real estate loans are designed for developers and owner-occupants seeking financing for property acquisition, construction, or development projects. With flexible terms and personalized support, we empower you to transform properties and revitalize communities.

Residential Real Estate Loans

Our residential real estate loans cater to homebuyers and investors looking to purchase or renovate properties in Macon's urban core. Whether you're a first-time homebuyer or an experienced investor, our loans offer competitive rates and customized solutions to help you achieve your real estate goals.

Small Business Loans

Our small business loans provide vital funding for startups and expanding businesses in Macon. From working capital to equipment purchases and business expansion, our loans are designed to fuel growth and support entrepreneurs who may face challenges in accessing traditional financing. With our comprehensive support and resources, we help businesses thrive and contribute to the economic vitality of the community.


  • 8 years or older
  • No more than 3 late payments in the past 3 months
  • No bankruptcies in the past 2 years
  • No loans currently in collections

Equity Requirements

  • Under $10k: no equity required
  • $10k-$50k: 5%
  • Over $50k: 10%
  • Real Estate Loans: 10%

Are you ready to apply?

To start the application process, please complete our intake form below. 

Upon completing the form, our Business Consultant will contact you to gather more information. If your project meets the initial criteria, we will send you a link to complete our online application. If needed, we can also provide you with instructions on how to complete the application in person. 

Fill out my online form.

If you have any questions on your application, please contact us!



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